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But you can't claim back the cost of fixing a faulty item.

Chargeback doesn't mean there is joint liability on the card company.

We make sure that no matter how many thousands of users are online simultaneously, you will always get the fastest speeds available.

Last but not least, we promise you will always get full access for free.

Claims must be addressed to the bank that provides your debit or credit card, which in turn will put in a request to the merchant's bank.

As a result, you could get your money back from the merchant's bank if the money is there to be recovered.

You will NEVER be asked to pay anything; we want to bring people together, not steal your hard earned money.

Chargeback is not enshrined in law but is part of Scheme Rules, which participating banks subscribe to.

The main requirement for getting your money back through chargeback is evidence that there's been a breach of contract.

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